Debt Service Coverage Ratio: No-Income Mortgage Loan

Designed for Real Estate Investors

  • Qualify Based on Rental Income Only!

  • No Personal Income Needed to Qualify!

  • Interest Only Options Available!

  • Fund Into Corporation or LLC

  • No Pre-Pay Options

  • AirBnB's Allowed

Answer a Few Quick Questions and Speak with a DSCR Loan Specialist Today!

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Qualify Based on Rental Income Only!

The debt service coverage ratio is calculated by taking rental revenue and dividing it by the cost an owner has to pay for a property. Costs include the principle and interest of the loan, property taxes, insurance and HOA if applicable.

Some lenders require a ratio over 1.0 which means that the rental income is greater than the debt obligations. However we have no ratio options as well!

This lets you grow your portfolio much faster.

Call today 866-754-6376 for a free quote and consultation.

STEP 1

Apply Online or Call Directly

Find out how much home you can buy or discover how much you can save by refinancing.

STEP 2

Review Your Loan Options

Learn your learn exactly how much you qualify for, what your payments will be, and how soon you can get approved.

STEP 3

Get Loan Approval in 24 Hours

Get mortgage loan approval to move forward with your investment property.

Get In Touch

Todd Gorman - NMLS ID: 379724

Branch NMLS: 2484620

4883-B Ronson Court, San Diego, CA 92111

866-754-6376

License Info

Platinum One Lending, LLC

1641 S. Milford Rd., Ste C-106, Highland, MI 48357

Corp NMLS ID: 1862063

Approved State: AL, AZ, CA, CO, CT, FL, MI, MN, MO, OH, OK, OR, PA, TX, TN, VA, WA, WI, & WY


Platinum One Lending, LLC an Equal Housing Lender.

Corporate Location: 1641 S. Milford Rd., Ste C-106, Highland, MI 48357

Please visit: NMLS Consumer Access for detailed licensing information.

Licensed by the CA Department of Financial Protection and Innovation under the California Finance Lender Law #60DBO78997 and CA Department of Real Estate DRE#01273595, Georgia Residential Mortgage Licensee #59742; NV Broker #4695; AZ BK #919889; OR #ML-4013. Regulated by the CO Division of Real Estate #CF-99035. Illinois Residential Mortgage Licensee. Kansas Licensed Mortgage Company. Texas Principal Location: 21818 Hwy 71 West Suite 102, Spicewood, TX 78669 CLICK HERE for TX Complaint Recovery Fund Notice. Massachusetts Mortgage Lender and Mortgage Broker MC103098