The right of passage to homeownership
A quick & easy tool to find out what you may qualify for!
I can help you to get a pre-qualification certificate in under a minute
Good Credit Can Mean a Good Deal on a Mortgage.
Be Prepared. Know Your FICO ® Scores with MyScoreIQ
Your credit scores can help determine if you qualify for a loan and what interest rates you receive. Actively monitoring your credit allows you to stay on top of changes to your credit report, including possible suspicious activity. Be confident by knowing your FICO® Scores – the scores used by 90% of top lenders.*
Instantly receive a detailed home analysis report to understand all your options as a homeowner, including the true cost of selling a home in todays market.
Refinancing your current home loan could be a great option if you want to...
Lower your Mortgage interest rate
Take cash out to pay down debt or improve your home
Shorten the length of your mortgage
Convert to an Adjustable-Rate-Mortgage (ARM) into a fixed rate loan
Cancel your mortgage insurance
Use this calculator to determine if refinancing is the right option for you. Estimate the amount of money refinancing your mortgage could save you by comparing your current loan with different variables on a new loan including interest rates, loan terms, cash out, etc.
About Me:
I’m a second-generation native of San Diego, California, with over 25 years of experience in sales, specializing in Mortgages, Real Estate, and Insurance. I began my career in 1999 selling Long Term Care Insurance, and over the years, I’ve developed a deep understanding of the financial needs and challenges people face.
In 2013, I married my wife, Sayla "Maggy," and proudly adopted our two wonderful children, Kevin and Evelyn. My journey in sales has been driven by a passion for helping individuals and families secure their financial futures, and I’m excited and ready to serve my clients with the expertise and care they deserve.
Loan Officer: Todd Gorman
Title: Sales Manager
NMLS ID: 379724
CA DRE: 01701211
Approved States: CA, FL, TX, OR & WA
Branch Address: 4883-B Ronson Court, San Diego, CA 92111
Email: [email protected]
Business Phone: (866) 754-6376
Cell Phone: (951) 265-5302
Fax: (619) 939-0700
Corporate: Adaptive Mortgage Solutions, Inc
Company NMLS: 2022974
Approved States: AZ, CA, CO, FL, NM, OR, TX, TN and WA
Company Address: 32 Eaglecreek, Irvine, CA 92618
Company Phone: (949) 648-7551
Adaptive Mortgage Solutions, Inc. (NMLS Lic. #2022974) Is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions.
State Licenses: CA DFPI - 60DBO-119173 | CA DRE – 02126109 | FL - MBR4022 | OR - 202297 | TN – 2022974 | WA - CL-2022974
